:root{--navy:#0B2559;--blue:#1857C8;--green:#3F8C1C;--lime:#6BB32E;--sky:#EEF5FF;--line:#D9E4F5;--ink:#11264A;--mut:#4D6283;--r:18px}
*{box-sizing:border-box;margin:0}
html{scroll-behavior:smooth;scroll-padding-top:80px}
body{font:16px/1.65 Inter,system-ui,sans-serif;color:var(--ink);background:#fff}
h1,h2,h3{font-family:Sora,Inter,sans-serif;line-height:1.18;letter-spacing:-.02em}
h1{font-size:clamp(2.1rem,5vw,3.4rem)}h2{font-size:clamp(1.65rem,3.4vw,2.4rem);margin-bottom:.7rem}h3{font-size:1.08rem;margin-bottom:.4rem}
a{color:var(--blue)}p{max-width:68ch}
.wrap{width:min(1160px,92%);margin:auto}
section{padding:80px 0}.alt{background:var(--sky)}
.lead{color:var(--mut);margin-bottom:2rem}.center{text-align:center}.center p{margin-inline:auto}
:focus-visible{outline:3px solid var(--lime);outline-offset:2px}
.btn{display:inline-flex;align-items:center;gap:.55rem;background:var(--blue);color:#fff;text-decoration:none;font-weight:600;padding:.9rem 1.6rem;border-radius:999px;border:0;cursor:pointer;font-size:1rem;transition:transform .15s,background .2s}
.btn:hover{background:#1245a3;transform:translateY(-2px)}
.btn.call{background:var(--green);box-shadow:0 8px 20px rgba(63,140,28,.35)}.btn.call:hover{background:#337317}
.btn.light{background:#fff;color:var(--navy)}.btn.line{background:transparent;border:2px solid rgba(255,255,255,.7)}
.btn svg,.i svg{width:20px;height:20px;fill:none;stroke:currentColor;stroke-width:1.9;stroke-linecap:round;stroke-linejoin:round}
.i{width:50px;height:50px;border-radius:14px;background:linear-gradient(135deg,var(--blue),#3C8DFF);color:#fff;display:grid;place-items:center;flex:none}
.i svg{width:26px;height:26px;display:block}.i.g{background:linear-gradient(135deg,#3F8C1C,var(--lime))}
header{position:sticky;top:0;z-index:20;background:#fff;border-bottom:1px solid var(--line);box-shadow:0 2px 14px rgba(11,37,89,.06)}
.bar{display:flex;align-items:center;justify-content:space-between;gap:1rem;height:74px}
.logo img{height:46px;width:auto;display:block}
nav ul{display:flex;gap:1.5rem;list-style:none;padding:0}
nav a{color:var(--ink);text-decoration:none;font-size:.95rem;font-weight:500}nav a:hover{color:var(--blue)}
.burger{display:none;background:none;border:1px solid var(--line);border-radius:10px;padding:.45rem .7rem;font-size:1.25rem;cursor:pointer}
.hero{background:linear-gradient(120deg,var(--navy) 0%,#123F94 60%,#1857C8 100%);color:#fff;padding:70px 0 80px;position:relative;overflow:hidden}
.hero:after{content:"";position:absolute;right:-120px;top:-120px;width:420px;height:420px;border-radius:50%;background:radial-gradient(circle,rgba(107,179,46,.35),transparent 70%)}
.hero .wrap{display:grid;grid-template-columns:1.1fr 1fr;gap:3rem;align-items:center;position:relative;z-index:1}
.badge{display:inline-flex;gap:.5rem;align-items:center;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.3);padding:.35rem .95rem;border-radius:999px;margin-bottom:1.1rem;font-size:.9rem;font-weight:600}
.hero .sub{font-size:1.12rem;color:#DCE8FF;margin:1.1rem 0 1.4rem}
.ticks{list-style:none;padding:0;display:grid;gap:.5rem;margin-bottom:1.8rem}.ticks li{display:flex;gap:.6rem;align-items:center}
.ticks svg{width:22px;height:22px;fill:none;stroke:var(--lime);stroke-width:2.2;stroke-linecap:round;stroke-linejoin:round;flex:none}
.btns{display:flex;flex-wrap:wrap;gap:.8rem}
.tiny{font-size:.82rem;color:#BFD2F5;margin-top:1.2rem;max-width:56ch}
.pic{position:relative}.pic>img{width:100%;aspect-ratio:1/1;object-fit:cover;border-radius:28px;display:block;box-shadow:0 30px 60px rgba(0,0,0,.35);border:5px solid rgba(255,255,255,.18)}
.chip{position:absolute;background:#fff;color:var(--navy);border-radius:16px;padding:.7rem 1rem;display:flex;gap:.7rem;align-items:center;box-shadow:0 14px 30px rgba(0,0,0,.25);font-weight:600;font-size:.9rem}
.chip.a{left:-22px;bottom:34px}.chip.b{right:-10px;top:24px}.chip img{width:44px;height:44px}
.grid{display:grid;gap:1.3rem}.g3{grid-template-columns:repeat(3,1fr)}.g4{grid-template-columns:repeat(4,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:1.6rem;position:relative;transition:box-shadow .2s,transform .2s}
.card:hover{box-shadow:0 16px 34px rgba(24,87,200,.14);transform:translateY(-4px)}
.card p{color:var(--mut);font-size:.95rem}.card .i{margin-bottom:1rem}
.num{position:absolute;right:1.2rem;top:1rem;color:#B7C7E2;font:700 1.4rem Sora,sans-serif}
.split{display:grid;grid-template-columns:1fr 1fr;gap:3.5rem;align-items:center}
.photo{width:100%;border-radius:26px;display:block;box-shadow:0 20px 44px rgba(11,37,89,.18)}
.pts{display:grid;gap:1.2rem;margin:1.4rem 0}.pts>div{display:flex;gap:1rem;align-items:flex-start}
.strip{background:linear-gradient(90deg,var(--green),#5DA826);color:#fff;padding:26px 0}
.strip .wrap{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:1rem}.strip h3{font-size:1.25rem;margin:0}
.steps .card{text-align:center}.steps .i{margin-inline:auto}
details{background:#fff;border:1px solid var(--line);border-radius:14px;padding:1.05rem 1.3rem;margin-bottom:.8rem}
details[open]{border-color:var(--blue);box-shadow:0 8px 22px rgba(24,87,200,.1)}
summary{cursor:pointer;font-weight:600}details p{margin-top:.6rem;color:var(--mut)}
form{display:grid;gap:1rem;background:#fff;border:1px solid var(--line);border-radius:24px;padding:1.8rem;box-shadow:0 20px 44px rgba(11,37,89,.1)}
label{font-weight:600;font-size:.92rem;display:grid;gap:.35rem}
input,select{font:inherit;padding:.8rem 1rem;border:1px solid var(--line);border-radius:12px;background:#fff;width:100%}
.chk{display:flex;gap:.7rem;font-weight:400;font-size:.8rem;color:var(--mut)}.chk input{width:auto;margin-top:.25rem}
.cta{background:linear-gradient(rgba(11,37,89,.88),rgba(11,37,89,.9)),url(images/family-tablet.jpg) center/cover;color:#fff;text-align:center;padding:72px 0}
.cta p{margin:.6rem auto 1.6rem;color:#D3E1FA}.cta .btns{justify-content:center}
footer{background:#081B42;color:#B5C4D6;padding:56px 0 90px;font-size:.92rem}
footer a{color:#B5C4D6}footer h3{color:#fff;font-size:1rem}footer ul{list-style:none;padding:0;display:grid;gap:.5rem}
.flogo{background:#fff;border-radius:14px;padding:.5rem .9rem;display:inline-block;margin-bottom:1rem}.flogo img{height:40px;display:block}
.fgrid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1.4fr;gap:2rem;margin-bottom:2rem}
.disc{border-top:1px solid #223A63;padding-top:1.4rem;font-size:.82rem}
.sticky{display:none}
.doc{padding:56px 0 80px}.doc .wrap{max-width:820px}.doc h1{font-size:clamp(1.8rem,4vw,2.5rem);margin-bottom:.4rem}.doc h2{font-size:1.25rem;margin:2rem 0 .5rem}
.doc p,.doc li{color:#34476A;margin-bottom:.8rem;max-width:none}.doc ul{padding-left:1.3rem}.doc .upd{color:var(--mut);font-size:.9rem}
.phead{background:linear-gradient(120deg,var(--navy),var(--blue));color:#fff;padding:44px 0}.phead p{color:#D3E1FA}
@media(max-width:940px){.hero .wrap,.split,.fgrid{grid-template-columns:1fr}.g3,.g4{grid-template-columns:1fr 1fr}.chip.a{left:8px}.chip.b{right:8px}
.burger{display:block}nav{display:none;position:absolute;top:74px;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);padding:1rem 4%}
nav.open{display:block}nav ul{flex-direction:column}.bar>.btn .t{display:none}.bar>.btn{padding:.7rem}
.sticky{display:flex;position:fixed;left:0;right:0;bottom:0;z-index:30;padding:.6rem 4%;background:#fff;border-top:1px solid var(--line);box-shadow:0 -6px 20px rgba(11,37,89,.12)}.sticky .btn{width:100%;justify-content:center}}
@media(max-width:560px){.g3,.g4{grid-template-columns:1fr}section{padding:56px 0}.hero{padding:44px 0 56px}.btns .btn{width:100%;justify-content:center}}
@media(prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}